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From your 27th birthday, you will receive annual pension information from your pension insurance provider if you have paid contributions for a total of at least 5 years. You can also request the pension information informally at any time.
Am Alten Viehmarkt 2
84028 Landshut
84024 Landshut
Ruhrstraße 2
10709 Berlin
10704 Berlin
Pieperstraße 14-28
44789 Bochum
44781 Bochum
The pension information gives you an overview of your accrued entitlements and the amount of retirement pension you can expect. The pension information includes, among other things:
The extrapolation is based on an average of contributions paid over the last 5 calendar years. This makes the pension information an important basis for planning your additional private and company pension.
Together with your first pension information, you will also receive an insurance history. This will show you the periods and earnings stored in your pension insurance account.
Pension information is also sent abroad. However, if you live abroad, the automatic mailing will stop if you have not paid any contributions to the German pension insurance for more than 3 years.
The amounts stated in the pension information are gross amounts. Health and long-term care insurance contributions and, if applicable, taxes must still be paid from the pension amount stated.
In addition, the pension information contains an explicit reference to the fact that the calculation of your projected pension does not take into account the loss of purchasing power. On the back of your pension information, you will find a concrete calculation example for the loss of purchasing power.
You do not need any additional documentation.
You will automatically receive your pension information by mail each year once you have met the requirements. You do not have to submit an application. However, you can also request pension information informally at any time.
If you would like to receive your pension information by mail, you can request it online without further registration:
If you would like to receive your pension information directly online, you must first register online:
There are no costs involved.
There is no deadline.
Online procedure with registration: usually none
Online procedure without registration: about 7 days
There are no clues or specifics.
No
If you wish to draw a standard old-age pension, you must submit an application.
If spouses, divorced spouses or parents are missing, the pension insurance company can determine the presumed date of death. You can then receive a corresponding pension.
If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.
Statutory pension insurance offers protection against the risks of old age, disability and death, particularly for employees, but also for certain self-employed persons and other groups of people.
In order to check that the information relating to your pension is complete and accurate, you can apply for clarification of your insurance account with your pension insurance provider.
If you would like to find out about the insurance periods you have already completed with the Landwirtschaftliche Alterskasse (LAK), you can request an informal insurance history at any time.