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Equity capital; information on granting

Investment companies or private investors offer equity capital without the usual bank collateral, i.e. equity in the form of capital contributions as share capital or nominal capital, but also as a silent partnership.

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Bayerisches Staatsministerium für Wirtschaft, Landesentwicklung und Energie

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Start-ups as well as small and medium-sized enterprises (SMEs) often have problems obtaining the necessary capital for larger or high-risk projects. Loan negotiations with the house bank often fail due to a lack of collateral. For start-ups in particular, it is often difficult for banks to assess the company's chances of success, especially when introducing new products or processes. This is where investment companies or private investors step in. They offer equity capital without the usual bank collateral, i.e. equity in the form of capital contributions as share capital or nominal capital, but also, for example, as a silent partnership. In order to offer the investment companies an additional incentive to invest in small and medium-sized companies, the Bayerische Garantiegesellschaft (BGG) offers counter-guarantees from the federal government and the state of Bavaria.

Venture capital is often associated with technology-oriented projects. However, other medium-sized companies and founders also have corresponding needs, e.g. for financing start-ups, larger investments in the course of expansion, financing company succession, MBOs and MBIs, innovation projects or restructuring.

There are now a large number of private equity companies in Germany. Information on which company is suitable for which projects can be found in the information provided by the Federal Association of German Private Equity and Venture Capital Companies in Berlin:

Bundesverband Deutscher Kapitalbeteiligungsgesellschaften
German Private Equity and Venture Capital Association e.V.
Residenz am Deutschen Theater
Reinhardtstraße 29b
10117 Berlin
Tel.: 030/306982-0
Fax: 030/306982-20

The two private equity companies in which LfA Förderbank Bayern holds a stake are also members of this federal association:

BayBG
Bayerische Beteiligungsgesellschaft mbH
Königinstraße 23
80539 Munich
Tel.: 089/122280-100
Fax: 089/122280-101

Bayern Kapital GmbH
Ländgasse 135a
84028 Landshut
Tel.: 0871/92325-0
Fax: 0871/92325-55

What is important is a coherent and promising business concept with a description of the project, information on the qualifications of the entrepreneur and a sales, earnings and financial plan for at least 3 years.
Status: 17.12.2024
Editorially responsible for prodecure description: Bayerisches Staatsministerium für Wirtschaft, Landesentwicklung und Energie
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