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Receive parental pension from statutory accident insurance

If your daughter or son dies as a result of an accident at work, a commuting accident or an occupational disease, you may receive a parental pension under certain conditions.

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Procedure details

The employers' liability insurance associations and accident insurance funds will pay you as a parent a regular parental pension if your child dies as a result of an accident at work or on the way to work, or a recognized occupational disease.

This applies to

  • Parents,
  • stepparents and
  • foster parents.

You will receive the parental pension for as long as you would have been entitled to maintenance from the deceased on account of dependency if the occupational accident, commuting accident or occupational disease had not occurred.

The pension is:

  • for one parent, 20 percent,
  • for a pair of parents 30 percent

of the annual earnings (salary and other forms of earnings such as bonuses or holiday pay) of the deceased.

If you receive the parental pension as a parent couple and your wife or husband dies, you will not immediately receive the parental pension for one parent (20 percent). Instead, in this case, you will continue to receive the amount for one parent (30 percent) for 3 months.

Your own income is not counted towards the parental pension.

If your daughter or son dies as a result of an accident at work, a commuting accident or an occupational disease, you will receive a parental pension if the following conditions are met:

The deceased, at the time of death, from his or her wages or earned income:

  • contributed substantially to your support; or
  • Would have contributed substantially to your support in the future but for the insured event.

You are also entitled to a parent's pension if.

  • The deceased had a reduction in earning capacity (MdE) of 50 percent or more as a result of these occupational diseases:
    • Silica dust lung disease (silicosis).
    • Silica pulmonary disease associated with active pulmonary tuberculosis (silico-tuberculosis)
    • Asbestos dust lung disease (asbestosis) or diseases of the pleura caused by asbestos dust
    • Lung cancer, laryngeal cancer or ovarian cancer
      • in connection with asbestos dust lung disease (asbestosis)
      • in connection with disease of the pleura caused by asbestos dust, or
      • if there is evidence of exposure to a cumulative dose of asbestos fiber dust at the workplace in an amount corresponding to the legal requirements
  • and this occupational disease contributed to the death.

The same regulations apply to stepchildren and foster children.

  • Required Documents
    • Proof of maintenance, for example:
      • Maintenance order from the court
      • regular, earmarked transfers or receipts of money, for example rent payments
      • contract concluded between the parties

The official investigation principle applies in statutory accident insurance. This means that your employers' liability insurance association or accident insurance fund ( " ex officio ") carries out all the necessary investigations. You therefore do not have to submit an application.

You can also contact your employers' liability insurance association or accident insurance fund online or by mail.

Online service:

  • Call up the online service.
  • You will be guided through the procedure on the accident insurance service portal.
    • You can log in.
    • If you would like to receive the response from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My company account, you must have an account and authenticate yourself.
  • If you would like to receive the answer by mail, you can also proceed without logging in.
  • Select your responsible employers' liability insurance association or accident insurance fund or determine it using the industry search.
  • Upload the required documents.
  • Fill out the online form and submit it.
  • Your report will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive a response via the requested channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there, if necessary.

Message by mail:

  • Contact your employers' liability insurance association or accident insurance fund with an informal letter.

Make sure you provide the required information and enclose the necessary documents.

There are no costs involved.

There is no deadline.

1 bis 6 Monate

  • Appeal
  • Detailed information on how to lodge an appeal can be found in the notification from your employers' liability insurance association or accident insurance fund.

Status: 09.03.2025
Editorially responsible for prodecure description: Bundesministerium für Arbeit und Soziales
Source: Federal Portal