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Development bank; information
LfA Förderbank Bayern (LfA) is the business development bank of the Free State of Bavaria, KfW is the development bank of the Federal Government.
Responsible for you
LfA Förderbank Bayern
Street address
Königinstraße 17
80539 München
Postal address
Königinstraße 17
80539 München
Phone
Fax
Website
Standort im BayernAtlas
Route planner
Timetable for public transport
Procedure details
Description
LfA Förderbank Bayern (LfA) has been the state-owned specialist bank for the promotion of SMEs in Bavaria since 1951 and offers standard banking financing products - primarily loans and risk relief. LfA's range of financing instruments is aimed in particular at medium-sized companies based in Bavaria or wishing to invest in Bavaria. The loan products provide support, for example, for investments in start-ups and growth, energy efficiency, digitalization and innovation, but also for liquidity or profitability problems. In order to strengthen Bavaria as a business location, the LfA also supports infrastructure projects by local authorities.
As the promotional bank of the German federal government, KfW has been committed to improving economic, social and ecological living conditions worldwide since 1948. To this end, KfW supports companies from all sectors with standard bank financing products - primarily loans and risk relief. The loan products support, for example, investments in start-ups and growth, energy efficiency, digitalization and innovation, as well as liquidity or profitability problems.
Special notes
KfW is the promotional bank of the Federal Republic of Germany. It is owned by the federal government (80%) and the federal states (20%). Its diverse tasks are divided into the following areas:
- Mittelstandsbank and Private Clients: Promotion of SMEs, business start-ups
- Individual financing and public customers: Individual financing (companies, banks and state promotional institutions), financing of municipal and social infrastructure projects
- KfW Capital: Investments in European venture capital and venture debt funds
- KfW IPEX-Bank: International export and project financing
- KfW Entwicklungsbank and DEG: Promotion of developing and emerging countries
Related issues
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Order guarantee; applicationAs part of the "Order Guarantees" program, LfA Förderbank Bayern assumes default guarantees for guarantees for domestic and foreign orders as well as for order-related pre-financing, which are assumed or granted by the applicant's house banks.
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Guarantee; application for assumption
Sufficient bank collateral is generally required to take out bank loans. SMEs in particular often do not have such collateral available, making it difficult for them to cover their capital requirements. Guarantees are intended to make borrowing possible.
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Business start-ups; advice and support
You can find out about advice and funding opportunities for business founders via the "Gründerland Bayern" portal and, for example, from the district administrative authorities.
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Gründerland Bayern; information portal on consulting and financing options for business start-ups
In the Free State of Bavaria, the prospects of being successfully self-employed are particularly favorable. In order to make Bavaria the leader in business start-ups, the Bavarian state government has launched the initiative Gründerland Bayern.
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Economic development; information on municipal funding opportunities
Districts and municipalities can support investment projects by foreign or domestic investors in the region.
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Economic development; information on state funding opportunities
Economic development serves to create new jobs and maintain existing ones. Start-ups and SMEs are supported in their future investments through public development loans and grants.
Status: 26.05.2025
Editorially responsible for prodecure description: Bayerisches Staatsministerium für Wirtschaft, Landesentwicklung und Energie
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