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After a settlement, reapply for a pension from the statutory accident insurance due to aggravation

You can receive a pension from the statutory accident insurance again after a settlement upon application and under certain conditions.

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Procedure details

It may be possible to receive a settlement from the statutory accident insurance instead of a regular pension, i.e. a one-off payment.

If your state of health worsens after you have been granted a settlement, you will again be entitled to a pension in full. This is called the resumption of the settled pension. The settlement amount paid will be credited against your pension.

To receive a pension again, you must apply to your employers' liability insurance association or accident insurance fund.

  • You have received a settlement
  • After the settlement, you have become a severely injured person or a severely disabled person. This means your reduction in earning capacity has increased to at least 50 percent.
  • Your reduction in earning capacity has increased:
    • as a result of a new insured event, for example, an accident at work, or
    • due to an aggravation of the consequences of previous insured events.

  • Required Documents
    • Medical documents to prove the severely injured status
    • Documents relating to other insurance claims
    • Your employers' liability insurance association or accident insurance fund may tell you what else is needed.

You can apply for pension resumption online or by mail.

Online service:

  • Access the online service.
  • You will be guided through the process on the Accident Insurance Service Portal.
  • You can log in.
    • If you would like to receive the response from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the response by mail, you can also proceed without logging in.
  • Select your responsible employers' liability insurance association or accident insurance fund or determine it using the industry search.
  • Upload the required documents.
  • Fill out the online form and submit it.
  • Your report will automatically be forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive a response via the requested channel.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there, if necessary.

Message by mail:

  • Contact your employers' liability insurance association or accident insurance fund with an informal letter.
  • Make sure you provide the required information and enclose the necessary documents.

There are no costs involved.

There is no deadline.

4 bis 6 Wochen

  • Appeal
  • Detailed information on how to lodge an appeal can be found in the notification from your employers' liability insurance association or accident insurance fund.

Status: 09.03.2025
Editorially responsible for prodecure description: Bundesministerium für Arbeit und Soziales
Source: Federal Portal