Select your location for location specific information:
Pension insurance; information and advice
Statutory pension insurance offers protection against the risks of old age, disability and death, particularly for employees, but also for certain self-employed persons and other groups of people.
Online services
Online services
-
Online-Kontakt - Deutsche Rentenversicherung
Do you have a general inquiry about rehabilitation, pensions, old-age provision or do you need a consultation appointment with Deutsche Rentenversicherung? You would like to send documents to the German Pension Insurance without much effort? Here you will find various ways to get in touch.
-
Deutsche Rentenversicherung - Online-RechnerThe German pension insurance offers you some calculation programs. For example, you can use your last pension information to determine the earliest possible, the regular start and the amount of your retirement pension.
Responsible for you
Landratsamt Bad Kissingen
Secure contact form
Street address
Obere Marktstr. 6
97688 Bad Kissingen
Postal address
Postfach 1820
97685 Bad Kissingen
Phone
Fax
Website
Standort im BayernAtlas
Route planner
Timetable for public transport
Procedure details
Description
Statutory pension insurance is a branch of social insurance. It covers the majority of all employed persons as compulsory insurance, compulsory application insurance or voluntary insurance.
Pension insurance is financed by contributions from insured persons and employers as well as federal subsidies.
The main insured persons are
- Employees working for remuneration as well as trainees or persons otherwise employed for their vocational training and persons who are to be trained for gainful employment in youth welfare facilities or in vocational training centers or similar facilities for disabled persons;
- Certain self-employed persons, e.g. teachers, nursery school teachers and persons working in nursing, maternity, infant or child care who do not employ any employees subject to compulsory insurance in connection with their self-employed activity, artists and publicists, tradespeople, tradespeople entered in the register of craftsmen and persons who do not regularly employ any employees subject to compulsory insurance in connection with their self-employed activity and who work on a permanent basis and essentially only for one client;
- Persons doing voluntary military service, a voluntary social or ecological year or federal voluntary service;
- Persons in receipt of income replacement benefits (e.g. sickness benefit, injury benefit, transitional allowance or unemployment benefit);
- Persons for whom child-raising periods are to be credited;
- Persons who care for a person in need of care with at least care level 2, who is entitled to benefits from social or private care insurance, in their home environment for at least 10 hours a week, regularly spread over at least two days a week;
- Persons who are compulsorily insured on application (e.g. development workers, self-employed persons who are not compulsorily insured by law);
Members of liberal professions covered by a professional pension scheme (e.g. doctors, lawyers) can apply for exemption from compulsory pension insurance. Exemption from the pension insurance obligation is also possible for low-paid employment ("mini-job").
Certain groups of people (e.g. civil servants, judges) are exempt from compulsory insurance.
Anyone who is not compulsorily insured by law can, under certain conditions, apply for compulsory insurance or take out voluntary insurance for periods after the age of 16
Essentially, the following benefits are granted: Medical rehabilitation measures and benefits for participation in working life to maintain, improve and restore earning capacity, including economic assistance (e.g. transitional allowance, travel and transportation costs, household help), pensions to insured persons and surviving dependants, pension compensation and contribution refunds as well as contributions for pensioners' health insurance.
The statutory pension insurance institutions provide information, advice, accept applications and grant the benefits provided for by law.
The insurance offices at the district offices and independent cities, the municipal administrations and the insurance advisors provide information, advice and accept applications.
You can obtain information by calling our free service number 0800 1000 4800.
Legal bases
Related links
Related issues
-
Reduced earning capacity pension; applicationIf you are no longer able to work due to illness or disability, you can receive a reduced earning capacity pension in many cases.
-
Apply for a reduced earning capacity pension in the event of occupational disability
If you can no longer work in your previous occupation due to illness or disability, you can receive a pension for partial reduction in earning capacity in the event of occupational disability under certain conditions. You must have been born before 02.01.1961.
-
Apply for a child-raising pension
If you are raising a child alone because your divorced partner has died, you can receive a child-raising pension.
-
Third-party pension; information on how to apply
The term "foreign pensions" refers to benefits under the Foreign Pensions Act (FRG). This law allows foreign ("foreign") periods to be taken into account in German pension insurance under certain conditions.
-
Applying for exemption from compulsory insurance in the statutory pension insurance scheme for members of professional pension schemes
Are you a compulsory member of a professional pension scheme? Then you can apply for exemption from compulsory insurance in the statutory pension insurance scheme.
-
Apply for compulsory insurance in the statutory pension insurance as a self-employed person
If you are self-employed and do not pay contributions, you may lose any benefit entitlements you have already acquired under the statutory pension insurance scheme. You can prevent this by applying for compulsory insurance.
-
Apply for a standard old-age pension
If you wish to draw a standard old-age pension, you must submit an application.
-
Applying for a pension due to death in the event of disappearance
If spouses, divorced spouses or parents are missing, the pension insurance company can determine the presumed date of death. You can then receive a corresponding pension.
-
Request a pension information
If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.
-
Receive or request pension information
From your 27th birthday, you will receive annual pension information from your pension insurance provider if you have paid contributions for a total of at least 5 years. You can also request the pension information informally at any time.
-
Clarifying your pension insurance account
In order to check that the information relating to your pension is complete and accurate, you can apply for clarification of your insurance account with your pension insurance provider.
-
Request clarification of the pension insurance account of late repatriates and displaced persons
If you are recognised as a displaced person or late repatriate, you should apply for clarification of your pension insurance account so that your insurance periods from abroad can be taken into account.
-
Applying for a half or full orphan's pension
Children for whom one or both parents have died can apply for an orphan's pension.
-
Apply for widow's pension or widower's pension
If your spouse or registered partner dies, in many cases you can receive a widow's or widower's pension.
Status: 07.05.2025
Editorially responsible for prodecure description: Bayerisches Staatsministerium für Familie, Arbeit und Soziales
Contains machine translated content.
Show the original content