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Employees in an employment relationship can acquire an entitlement to a company pension in addition to their statutory pension during their employment with the Free State of Bavaria. If the requirements are met, employees are registered for supplementary insurance.
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
The company pension is granted by the Versorgungsanstalt des Bundes und der Länder (VBL) in the event of retirement.
For employees of the Free State of Bavaria, the collective agreement stipulates that they must register for compulsory insurance with the VBL if they meet the relevant requirements. Under the compulsory insurance scheme, employees earn pension points according to their salary and age. These are added up year by year and result in the pension entitlement.
Compulsory insurance also covers the risk of reduced earning capacity and, under certain conditions, surviving dependants receive a company pension from the VBL.
An entitlement to an occupational pension (§§ 33-37 of the VBL statutes) arises when the insured person who has fulfilled the waiting period becomes entitled to a pension. The decision of the pension insurance provider is decisive for entitlement to the company pension. You can find more information on the granting of the company pension on the VBL website (see "Further links").
VBL members who are not insured in the statutory pension insurance scheme also receive a company pension if the waiting period has been fulfilled and the insured event has occurred. You can obtain further information from the VBL.
An entitlement to an occupational pension only exists if the waiting period for compulsory insurance has been fulfilled by the time the pension begins. The waiting period is also deemed to have been fulfilled if the insured event occurred as a result of an accident at work in connection with the employment relationship giving rise to the compulsory insurance.
Insured persons must apply to the VBL for the occupational pension on account of old age with the necessary documents. No additional information from the employer is required for the application.
After the VBL has made all determinations regarding the company pension, you will be informed of this in writing by sending you the pension notification. In particular, you will receive a detailed breakdown of the pension calculation or the reasons for the rejection of your pension application. If you are entitled to an occupational pension, the first pension payment will follow.
In principle, you will receive your company pension from the date on which your pension from the statutory pension insurance scheme begins. The company pension should be applied for as soon as possible after receipt of the statutory pension notice.
Pension entitlements for periods more than two years before the first of the month in which the VBL receives the application for the company pension can no longer be claimed.
The amount of your company pension depends primarily on the number of pension points you have earned during your period of insurance with the VBL. The insurance certificate informs you year by year about the current status of your pension account and the monthly entitlement to a retirement pension. This means that you have already received the most important information about the company pension you can expect during your period of insurance.